Plaid is a technology platform that helps modernize banking infrastructure—making it possible to build products that leverage financial data. Financial institutions partner with Plaid to offer safe and reliable access to consumers’ permissioned data. We equip developers with the tools to create essential financial services for their users. And for consumers, we provide the easiest way for them to connect their bank accounts to an application.
Here are a few things you can access and do with Plaid’s suite of APIs:
Seamless account authentication and funding
Auth enables you to instantly verify consumer’s bank accounts for ACH or EFT transfers. Once accounts are verified, transfer money for payments or account funding with greater confidence.
Detailed transaction history and balance data
Transactions frequently provides 24 months of cleaned data from consumers’ transaction histories along with current and available account balances. Retrieve key insights into the transaction data including merchant names, locations, and categories.
Streamlined asset verification
Assets provides lenders with a summary of a borrower’s financial health. Multiple bank accounts are consolidated into an Asset Report which shows account balances, historical transactions, and account holder identity information. In addition, lenders can retrieve categorized transaction data that can be used in building risk models.
With Plaid, you’re integrating with best-in-class technology to help you deliver rich experiences to your customers.For developers, by developersRobust data coverage and qualityHigh uptime and operating efficiencyBuilt with security top-of-mind
Plaid + Avoka
Plaid and Avoka are committed to supporting financial services innovation that helps digital leaders and consumers alike. Join thousands of financial institutions, Fortune 500 companies, startups, and fintech firms that use Plaid today for payments, lending, personal finances, business finances, and more. Sign up for free API keys at www.plaid.com