AVOKA IS NOW PART OF TEMENOS
Journey Manager is the heart of the Avoka platform. It is a System of Engagement, purpose-built to manage the end user experience for account opening, onboarding and account servicing, and submit a complete application package to the back office systems of record.
Journey Manager is a server application, hosted in the cloud or on-premise, that hosts forms, controls interaction with customers, calls on specialized services like identity verification or risk analysis and exchanges data with back-office systems of record.
Journey Manager productizes the technology needed for a best in class digital sales experience in a pre-built platform. This allows financial and government institutions to create their user experience, without having to engineer the complex security, data capture, resiliency, convenience and integration features required underneath.
When capturing the information for a data-intensive transaction such as a bank account opening or loan application, there are dozens of hidden features that are needed to ensure a reliable and frictionless transaction.
The visible form on the mobile device or PC is just the tip of the iceberg. Most of the complexity lies hidden beneath the surface of the server. Institutions attempting to build their own form solution will hit these requirements and be forced to engineer solutions to each one. Journey Manager was built to deliver all the necessary functions, tested and secure, to eliminate the need for development teams to recreate solutions for each project.
Important functions include executing the logic in the form to present the right options to the end user, storing the customer data as it is being collected to create a complete account opening application, and delivering the complete application package to the institution as well as copies to the customer.
These are examples of features standard with Journey Manager which would require extensive engineering to build without the Avoka platform.
Journey Manager implements the strong security and compliance features demanded by Avoka customers in financial services and government. Avoka undergoes annual SOC 1-SSAE 18 Type II and SOC 2-Type II audits by an independent service auditor, who provides reports on controls in place relevant to the Trust Principles of Security, Availability, Processing Integrity, and Confidentiality.
The architecture is designed to ensure the customer institutions maintain exclusive control over data and encryption keys while being stored in Journey Manager.
Both cloud and premise-based systems have been hardened, tested and repeatedly validated by demanding security teams from our worldwide customers.
The majority of features and functions required to deliver an outstanding and secure digital sales experience have been built into the platform. But large institutions typically have unique requirements and business processes that must be accommodated, and for this last 10% of the business requirements, Journey Manager is the most extensible business platform available.
Journey Manager includes over twenty different extension points – points in the lifecycle of a transaction – where developers can “plugin” code to extend the transaction platform to create a uniquely tailored transaction process.
Examples include pre-fill of forms from systems of record, validating user input against a remote API or creating filters based on a custom security profile.
The Fluent SDK provides IDE-based development, including source control integration for team development projects, code modularization and reuse, unit testing, and real-time code completion and error checking.
The Fluent API has been designed from the ground up to provide a simplified Fluent programming style. This API and programming is designed for improved learning and reduced complexity, higher productivity, and increased code readability.
The Apache Groovy language which our developers find so productive is still used. Upgrades and maintenance become smoother because of the simplified and stable Fluent API.
And finally, the new API provides enhanced levels of security and performance. The original Apache Groovy API is still available for backward compatibility.